Battling Springtime Allergies and Ailments With Your FSA/HSA

Tuesday April 9th, 2019

During the spring, the flowers start to bloom, the grass is green again, and the trees regain their leaves. The atmosphere is often quite picturesque, although the change can also result in some unpleasant side effects. Allergy sufferers know just how the blooming can impact them as the plants start to come out after a long, cold winter. Luckily, the funds in your health savings account (HSA) or flexible spending account (FSA) can be used to pay for many springtime health-related purchases.

Allergy Treatment and Testing

If you’re not sure what’s causing your allergies to flare up, you may want to schedule an appointment with an allergy doctor who can perform blood and skin testing. Allergy tests are eligible expenses under HSAs and FSAs. Allergic symptoms can also result in sinus pressure and discomfort, congestion, sore throats, and headaches. Some of the eligible expenses for these ailments include:

  • Eye drops
  • Nasal sprays
  • Sinus rinses
  • Air purification equipment*
  • Allergy medications**

Outdoor Products

When the weather is nice, it’s always fun to get outdoors and take advantage of the warmer temperatures and longer days. Whether you’re out hiking on the trails, swimming, or running in your neighborhood, you’ll need to make sure you have the right products to protect yourself and your loved ones. Use your HSA or FSA funds to stock up on these eligible expenses:

  • Sunscreen (SPF 15 or higher)
  • Prescription sunglasses
  • Athletic treatments and supports (ACE bandages, elastic bandages, braces, hot/cold therapy, orthopedic supports)

More time outdoors can also increase your risk of bumps, cuts, and bruises. Make sure your first-aid kit is fully stocked with:

  • Antiseptics and wound cleaners
  • Band-Aids
  • Gauze
  • OTC pain reliever**

No matter what the springtime brings for you, be prepared by stocking up on the items you need. Many of these items are eligible for purchase with FSA and HSA funds, so you can be prepared for the season without breaking your budget.

* May require a note of medical necessity from your prescribing physician/provider

** Require a prescription

 

 

This article was tagged with: fsa, hsa, allergies, ailments