6 End-of-Summer Essentials to Buy With Your FSA

Wednesday July 24th, 2019

As we’re nearing the end of summer, you may be stocking up on a few essentials to enjoy the last few weeks of longer, sunny days. Take a look at a few of the things that you can use the money in your flexible spending account (FSA) to cover!

1. Summer Day Camp

If you have a dependent care flexible spending account, you can use the funds to enroll your kids in a summer day camp to help them make the most of the end of the summer. Summer day camp costs are eligible under a dependent care FSA if your dependents attend the camp while you and your spouse (if you have one) are working or attending school. Best of all, the funds are tax-free, so you can save substantially on the enrollment cost while your kids have a blast!

2. Sunscreen 

Although the summer is winding down, the sun is still out in full force. Protect your skin by stocking up on sunscreen that is SPF 15 or higher. You can also use your FSA funds to pay for sunscreen lip balm to protect your lips from the harsh rays. Sunscreen doesn’t come cheap, so you may as well use tax-free funds to get what you need for the whole family.

3. Aloe Vera

Been in the sun a little too long? Aloe Vera creams and gels, as well as other sunburn creams and lotions are eligible under your FSA as well. You will need a note from your doctor to purchase them.

4. Sunglasses

Prescription sunglasses are eligible under your FSA, and they offer excellent protection against corneal sunburns, skin cancer around your eyes, cataracts, macular degeneration, and other conditions associated with excessive exposure to the sun’s harsh rays. Opt for lenses in your sunglasses that block both UV-A and UV-B radiation for maximum protection. 

5. Anti-Itch Cream

Whether you’ve been camping in the woods or hanging out in your backyard soaking up the sun, you may be suffering with some itchy spots due to bug bites, skin irritation, or other concerns. Anti-itch creams, insect bite relief products, and other lotions designed to relieve itchy skin are all eligible with your FSA funds, as long as you have a prescription from your doctor. You will need to pay for bug repellent out of your own pocket, as this is not an eligible expense.

6. Motion Sickness Medication 

Headed to an amusement park with the family or on a cruise before school starts up again? Protect your tummy by picking up some motion sickness medicine, which you can use your FSA funds to purchase. Options include motion sickness medications, if you have a prescription from your doctor, as well as motion sickness wristbands that use acupressure to lessen the effects of motion sickness.

Even though the summer is almost over, you don’t have to stop having fun quite yet. Get what you need to make the most of your remaining summer adventures with your tax-free FSA dollars!