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DOL Increases Audits to Enforce ACA Compliance


Employers subject to COBRA can also be subject to a DOL audit of the documents, procedures and processes related to those benefits.  In March 2012, the IRS provided a plan for COBRA audits and published a guide on audit techniques for examiners […]

Don’t Foul Out on Run-out Periods During March Madness

March Madness

It’s that time of year – March Madness. But instead of the annual NCAA basketball tournament that begins in mid-March, we are referring to the March madness that deals with adjudicating Health FSA and HRA claims during the typical run-out period. A […]

Tricky Situations with COBRA Compliance


Part three of three part series   In parts 1 and 2 of our series, we learned what a qualifying event is, coverage time frames, who is a qualified beneficiary and who should report COBRA events.  In our final article, we learn about […]

Who’s a Qualified Beneficiary and Who’s Responsible for COBRA Event Reporting?


Part two of three part series   In part 1 of our series, we learned what a qualifying event is and the applicable coverage time frames.  In part 2, we will review who is a qualified beneficiary and who’s responsible for COBRA event […]

TPA May Be Liable for Failure to Communicate

failure to communicate

When an employer delegates COBRA duties to a third party administrator (TPA), one key function is notifying Qualified Beneficiaries (QB) of a premium rate increase. Recently, one TPA learned that a mistake can be an ERISA breach of fiduciary duty. In the […]